GLBA Consumer Privacy Notice

Willow Wealth Financial — willowwealth-debt.com

Effective Date: March 2026

What Does Willow Wealth Financial Do With Your Personal Information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Willow Wealth Financial chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does Willow Wealth Financial share? Can you limit this sharing?
For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus YES NO
For our marketing purposes — to offer our products and services to you YES NO
For joint marketing with other financial companies YES NO
For our affiliates' everyday business purposes — information about your transactions and experiences YES NO
For our affiliates' everyday business purposes — information about your creditworthiness YES YES
For our affiliates to market to you YES YES
For nonaffiliates to market to you YES YES
To limit our sharing:
Call us at (858) 207-6324
Email us: info@willowwealthfinancial.com

Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

Who We Are

Who is providing this notice? Willow Wealth Financial

What We Do

How does Willow Wealth Financial protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Willow Wealth Financial collect my personal information?

We collect your personal information, for example, when you:

Why can't I limit all sharing?

Federal law gives you the right to limit only:

State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account.

Definitions

Affiliates: Companies related by common ownership or control. They can be financial and nonfinancial companies.

Nonaffiliates: Companies not related by common ownership or control. They can be financial and nonfinancial companies. Nonaffiliates include direct marketing companies and service providers.

Joint marketing: A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include debt consolidation lenders, lead generators, and marketing and sales organizations.

Other Important Information

Your California Privacy Rights

If you are a California resident, California law may provide you with additional rights concerning Willow Wealth Financial's collection, use, and disclosure of your personal information. Under the California Consumer Privacy Act (CCPA), you may have rights regarding the categories of data collected, the purpose for its collection, the ability to opt out of the sale of such data, and the right to request deletion. To exercise your rights, call us at (858) 207-6324 or visit our Data Request page.

Nevada Residents

You may be placed on our internal Do Not Call List by calling us at (858) 207-6324. Nevada law requires we provide the following contact information: Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington St., Suite 3900, Las Vegas, NV 89101, Phone number: 702.486.3132, email: aginfo@ag.nv.gov.

Vermont Residents

In accordance with Vermont regulations, we automatically treat all individuals with Vermont mailing addresses as if you have requested that we not share your information with non-affiliated third parties and that we limit the information, if any, that we share with Willow Wealth Financial affiliates.

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